Credit Card Rates Climb Again, Latest Industry Shakeup Adds to Uncertainty

‘Credit card rates rose for the fifth straight week, according to the IndexCreditCards.com weekly Credit Card Monitor. In addition, the latest step forward in the Bank of America/MBNA merger, coupled with Wachovia’s announced plans to begin issuing its own credit cards, promised to keep industry averages unsteady.

Credit card rates rose for the fifth straight week, according to the IndexCreditCards.com weekly Credit Card Monitor. In addition, the latest step forward in the Bank of America/MBNA merger, coupled with Wachovia’s announced plans to begin issuing its own credit cards, promised to keep industry averages unsteady.

“In a few months, the credit card landscape will look significantly different than it did just a year earlier,” says Justin McHenry, Research Director of IndexCreditCards.com. “Bank of America will likely have swallowed MBNA, Chase has already acquired Bank One. That’s major consolidation among the largest credit card issuers. At the same time, Wachovia has the potential to become a major player if it so chooses. The danger of too much consolidation could be balanced with the emergence of a large new issuer — it’s hard to know at this point what it will mean for consumers.”’

Read more at Credit Card Rates Climb Again, Latest Industry Shakeup Adds to Uncertainty

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