Credit Cards Go Up

‘Imagine opening your credit card statement to find that your low, low rate has more than doubled, even though you’ve always paid your bills on time.

It happens, and it’s happening more and more frequently, says a consumer-watchdog group. Nearly half of banks surveyed by Consumer Action now penalize cardholders for changes in their credit history — changes that can range from a late car payment to a mortgage inquiry — with “universal default rates” of up to 35%.’

Read more at Why your credit card rate just went up

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