E-payment control and risk factors for merchants

‘The commercial requirement to accept many and various forms of electronic payment provides a range of challenges for business owners. Primarily, these are security and control issues, as well as additional costs, and accounting matters.

Internally, the biggest security risks revolve around prohibiting staff access to customer credit card information. Credit card information has to be maintained in a confidential environment to ensure employees are unable to access it. This may be done internally, using credit card machines that have security systems built into them, or, externally though outsourcing the security processes. E-commerce business should be mindful that when they are storing or moving credit card information, they are liable for that information. Both Visa and MasterCard can levy very high fines and even revoke the card facilities “in extremis”, if information is hacked and compromised.’

Read more at IT-Analysis.com - E-payment control and risk factors for merchants

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